If you are in an urgent situation it is critically important that you contact your mortgage servicer (The company you make payments to) to arrange to not make a payment. It is imperative that you do not just stop paying as your loan could move into default. You must notify the servicer and make an arrangement before you are 30 days late on your payment.
*Rental Assistance for Residents of Orange County: The COVID-19 Rental Assistance Program will provide assistance with one month’s rent, so residents will be able to use their limited funds on other necessities. You MUST call for an appointment 407-836-6500.
The 4 biggest government lending institutions have all provided guidance on how they will help home owners and provide relief in the event that your employment or income is reduced due to the Covid 19/ Coronavirus National Emergency. Links to information for Fannie Mae, Freddie Mac, FHA, and VA are listed below. You may be eligible to receive forbearance if you are unable to make your payments due to COVID-19 related issues
The forbearance could come with some potential negative side effects. :
This is for informational purposes only. Check with your mortgage servicer for details
https://www.knowyouroptions.com/covid19assistance Fannie Mae Covid 19
https://www.knowyouroptions.com/loanlookup Do I have a Fannie Mae Loan?
https://ww3.freddiemac.com/loanlookup/ Do I have a Freddie Mac loan?